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Paytm, Google Pay, PhonePe, Razorpay, CRED, and many others have become an essential part of our life. These are all fintech also known as financial technology. Today everyone, even a child knows what is Paytm and what does it do. Siddharth Mehta Bay Capital CIO who is a well-known investor, philanthropist, and financial advisor also believes that the popularity of fintech has witnessed tremendous growth with the passage of time.    Fintech has witnessed notable growth over the last decade. The outbreak of the pandemic has led the people of India to adopt a digital culture. Now, fintech has become an essential part of daily life. From paying bills to purchase of merchandise, the majority of the work has been taken over by fintech.  India’s youth is tech-savvy, digitally adaptive, and always curious about new things, and it is one of the largest countries of youth, which in a way opens up the doors for fintech and its growth. Entrepreneurs in India are quite young and...

Today ChatGPT or OpenAI is in buzz. It’s a hot and trending topic that we encounter these days whether internet, news or any other media. Everyone is talking about it. Well, ChatGPT is an artificial intelligence chatbot which is only about 6 months old since its launch in November 2022. This AI has made several things easy with its role in making things available faster to the user. Siddharth Mehta IL&FS former director and CIO of Bay Capital often seems to talk about fintech and digitalisation in India. According to him, this OpenAI can transform the services of fintech that will boost their growth in offering the services in a more advanced and personalized way. Siddharth Mehta of Bay Capital believes that if this technology is used with fintech, then it will for sure bring revolution in the fintech world offering more advanced ways of business and customer solutions which will ultimately boost the profit. Need to know how this OpenAI will create a digital path?...

 Financial services are not an exception to how much innovation is transforming various economic sectors. This paradigm shift may alter the very nature of banking in addition to introducing novel services to the market. New categories of business models that take a very different approach to financial services are emerging as legacy banks struggle to digitize. This publication, aimed at financial service providers, policymakers, and regulators, shares CGAP's viewpoint on how financial services are changing through a business model lens. It focuses on the technological forces that are causing the transformation, how financial services are produced and consumed, what new business models are emerging, and how this is altering traditional retail banking.   Read more here :  https://www.latestly.com/agency-news/business-news-fintech-startups-are-the-new-unicorn-of-the-market-says-siddharth-mehta-5031718.html

A financial innovation made feasible by technology is known as fintech, or financial technology. This might range from overseeing financial transactions to identifying fraud. According to Siddharth Mehta, CIO of Bay Capital, finance and artificial intelligence have substantially converged . Because of developments in cognition and social simulation, the debate over artificial intelligence technology has moved from the margins to the center. These are the five ways that fintech will change because of AI:   Improved Security   The reason why AI has been so successful in the financial technology sector is because it dramatically enhances security. According to Siddharth Mehta IL&FS former director , the majority of AI deployed in cyber security nowadays takes the form of chat-bots, which mimic conversations in response to frequently asked questions.   Automating tasks to benefit human workers   Financial technology may be significantly advanced by AI-related...

 Every industry, including the media one, is being impacted by the shift to the digital era. Siddharth Mehta il&fs asserts that the media industry's shift to digital technology has given consumers more opportunities than ever to obtain information. ". They anticipate being able to do it on any device, wherever they are.    Traditional media companies are putting digital transformation projects into place and shifting their operations to the digital environment in order to keep up with these shifting consumer behaviors.    Digital transformation has made us live in a social, mobile, cloud-powered world where we interact with one another in fundamentally different ways. As consumer attention and advertising spending move to digital platforms, pressure on media companies is increasing. Siddharth Mehta il&fs responded by stating that media companies are implementing digital transformation in order to reduce expenses, boost revenue, and enhance customer eng...

The transition to the digital age is having an effect on every industry, including the media one. "Consumers now have more possibilities than ever to acquire information," according to Siddharth Mehta il&fs , "because of the media industry's transition to digital technology.". They expect to be able to do it wherever they are, on any device. .    In order to keep up with these changing consumer behaviors, traditional media organizations are implementing digital transformation projects and moving their operations to the digital environment.    We live, work, and interact with one another in fundamentally different ways in a social, mobile, cloud-powered world as a result of digital transformation. The pressure on media companies is growing as consumer attention and ad spending shift to digital platforms. In response, Siddharth Mehta il&fs said that media companies are implementing digital transformation to cut costs, increase earnings, and improve client...

  A financial innovation made possible by technology is known as fintech, or financial technology. The management of financial transactions to the detection of fraud can all fall under this category. Siddharth Mehta il&fs , claims that finance and artificial intelligence have significantly converged. Thanks to developments in cognition and social simulation, the debate over artificial intelligence technology has moved from the margins to the center. These are the 5 ways that artificial intelligence will change the fintech industry.    Superior Security.    Due to its vastly improved security, AI has been so successful in the financial technology sector. According to Siddharth Mehta IL&FS , chat-bots, which mimic conversations by providing answers to frequently asked questions, make up the majority of AI used in cyber security today. They can also update forgotten passwords or add more access as needed.    Human workers are improved through aut...

 Digitization is becoming more significant and pervasive in many areas of our lives every year. But today, in accordance with Siddharth Mehta IL&FS , we'll focus on a few components of how to use digitization effectively to enhance corporate management.    Digitization could have a variety of advantages for management. For instance, digital technologies can help managers keep track of the growth and effectiveness of their workforce. They can also help managers engage in more fruitful conversations with their staff. Digitalization can also help reduce the amount of paperwork and other administrative tasks that managers must regularly complete. In the end, digitalization has the potential to increase management's efficacy and efficiency.  Read more here :  https://www.business-standard.com/content/press-releases-ani/the-pandemic-has-accelerated-growth-in-the-digital-space-says-siddharth-mehta-former-director-il-fs-122033001147_1.html

Going digital has long since stopped being a buzzword. According to Statista, nearly half of the world's population regularly uses the internet. Siddharth Mehta IL&FS , a former director of  and the current founder and CIO of Bay Capital, adores digitalization and applauds the Indian government for putting it into practice all across the nation. The effect of digital transformation today seems to be that everyone uses the internet on a smartphone, making day-to-day tasks simple. These days, instantaneous business transactions and global online travel are not trends but rather everyday necessities. Software can easily digitize your business with so many options available. You can keep up with global trends if you digitize your data and apps.    Including businesses, the government, healthcare, the media, science, etc., every aspect of society has undergone digital transformation or digitalization. It developed into a motivator for business activity both internally and ...

Siddharth Mehta IL&FS is an India-focused investor who is highly focused on investing in publicly traded companies in India. Recently he gave his opinion on the US federation raising the rate from 150 to 200 bps. “It is now a given that rates in the US will rise another 150 to 200 bps between now and the end of the year,” Mehta stated. He has a very strong intuition about the investment strategy that he shares with all investors globally, “to reiterate, long-term investors should be using this weakness to buy into high-quality businesses and stay invested for the next 5 years,” Siddharth Mehta stated in an interview with Economic Times. Since the beginning of the year, there has been significant volatility in the global financial markets, which has been primarily caused by the Fed's actions and statements regarding the removal of liquidity from the financial system and a steeper increase in interest rates than initially anticipated.  It is now a guarantee that US intere...

Taking on savvy tech arrangements has become quintessential for organizations to comprehend and manage difficulties, meet advancing customer needs, and flourish. As organizations are competing for development, the serious climate is becoming wild which makes it imperative to search for better tech arrangements. Today, digitalisation has arisen as one of the best ways for associations to change the whole working, improve purchasers' insight, and duplicate income and benefit age. Perceiving the viability of digitalisation, the focal point of Little and Medium Endeavors (SMEs) has moved to using the maximum capacity of progressive digital technologies. With this methodology, they will actually want to grow their business reach, serve customers across the globe, establish an adaptable workplace, fortify their bond with buyers and that's only the tip of the iceberg.     To work with SMEs' endeavors to adjust to the developing digital environment, Goodbye Tele Business Administr...

  Siddharth Mehta IL&FS former director: Latest Breaking News, Pictures, Videos, and Special Reports from The Economic Times. Siddharth Mehta of IL&FS Blogs, Comments and Archive News on Economictimes.com   Read more at: https://economictimes.indiatimes.com/topic/siddharth-mehta  

      The growth of digitalization is tremendous in the Indian market after the pandemic says Siddharth Mehta , IL&FS former director.

  Siddharth Mehta former director of IL&FS and currently CIO and Founder of Bay Capital says digitalization growth is tremendous after the pandemic and it helps in making lives easier. According to Mehta the growth of digitalization will be 10 times in the next 10 years.

  Indian economy is going digital at a very fast speed and Siddharth Mehta Founder of Bay Capital and Former Director of IL&FS believes that investing in an Indian economy is highly profitable because the economy is growing rapidly.

The Pandemic Has Accelerated Growth in the Digital Space, Says Siddharth Mehta, Former Director, IL & FS : Siddharth Mehta IL&FS Former Director and currently Founder and CIO of Bay Capital believes that "Businesses will need to think 'digital' if they are to compete and grow over the next decade."

Siddharth Mehta Former Director of IL&FS and CIO of Bay Capital is very excited to invest in the Indian market, not in other emerging or developed markets. In India, significant growth in low-cost smartphones,  significant reductions in data prices, building an ecosystem of products and services through government digital initiatives, and low-cost, robust development have significantly increased overall Internet penetration. doing. Payment system. Today, more than 758 million Internet users in India have 700 million smartphones. In fact, the average monthly data consumption per user in India is the highest in the world at 13.5 GB, with Indians spending about 6.5 hours online per day.   It's hard to talk about the introduction of digitalization and its impact on the market. Over  the last decade, India has laid a pipeline of digital infrastructure. As a result, digital activity has become a part of more than half the country's daily life today, allowing India to avoid...

Siddharth Mehta IL&FS Says over the most recent 20 years, innovation has jumped altogether and computerized has turned into a piece of our day to day routines. As time passes, shopper mindfulness and reliance on internet is just expanding and this has prompted fast decrease in client procurement costs and expanded the general Life Time Value of the client for computerized organizations.  The effect of this has not been lost on the general venture local area also. Zeroing in on speculation open doors in India's internet economy because of computerized change.   Siddharth Mehta IL&FS has expressed that "Indeed, to be sure, there are numerous extraordinary organizations that have made colossal scale and are seeing their ways to productivity getting sped up. We are especially keen on those organizations that are tackling exceptionally Indian issues in interestingly Indian ways and those that are focusing on the following billion web clients in India." To read full ar...